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Civil judgments and tax liens appear in the public records section of your credit reports, and since most judgments and many liens don’t typically include all of this information, it’s likely that millions of people across the country will see this information wiped from their credit reports.These changes are in response to research performed by the Consumer Financial Protection Bureau (CFPB), which was released in a report earlier this month, to uncover and correct problems in the credit reporting industry.However, before we begin, you may want to spend a moment looking at this week’s most popular articles from our other sites: Is Identity Theft Really Like the Commercials Show It?Identity theft is no laughing matter — prevention involves knowing what measures to take and putting those measures into action.Plus there’s a 12-month 0% intro APR on purchases and balance transfers (note the balance transfer fee is 3%), which can help out with paying down any purchases interest-free for over a year.

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To help you understand these changes and what they could mean for your credit, we’ve outlined the information you need to know.

Beginning July 1, civil judgments (which typically include you losing a case or failing to respond to a lawsuit) and tax liens will be omitted from both existing and future credit reports if the data doesn’t include at least three of the following data points: your name, your address, your social security number or your date of birth.

Although some of these scams are certainly predictable, others are less so (especially the third and fourth scams).

Naturally, we offer tips to help you protect yourself from these online dating scams.

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